Credit Card Debt
A lot of people have been having financial problems, and many people let their credit cards get out of control. It’s possible you were going through hard times, and you tried everything to keep up. But if you’ve gotten to the point where you have credit card debt collectors coming after you and attempting to collect the debt, you need to understand your rights in the situation.
The Fair Debt Collection Practices Act forbids many of the activities that debt collectors engage in. Unethical debt collectors might call you over and over at work after you’ve told them not to, or threaten to garnish your wages. They might threaten to have you thrown in jail or something else equally frightening. If you are uncomfortable with the methods they are using against you, you need to get the advice of a Washington Credit Card Debt Collection Defense Lawyer so you can find out what you can do to protect yourself.
Can I get help even if I owe the money?
Even if you really owe the money, there are rules as to how they can collect the debt which say that they can’t be unfair, abusive or deceptive. If you can prove they have committed a violation of the Fair Debt Collection Practices Act, you can sue them for damages and attorney’s fees.
Whatever the case, you need to protect yourself and your financial situation. A Washington Credit Card Debt Collection Lawyer can help you decide if you want to settle the debt, for a reasonable amount, if you feel you owe it. Or you may decide to defend your case unreservedly, in which case you could go to trial. Whatever you decide, Washington Attorneys Adam Yarussi & Associates will make sure you get the best result possible in your case. Call today for a free consultation.